Sofiya Harmonized Bank (Pacifica)
Native name | Гармонизированный Банк Софии |
|---|---|
Type | Public State-owned |
| Traded as | PELEX: SOHA |
| Industry | Financial services |
| Founded | August 17, 1985 |
| Headquarters | Sofiya , |
| Products | |
| Total assets | HNA177.7 billion $581 billion (2022) |
| Capital ratio | Tier 1 capital: 23.9% (2022) |
| Rating | NDCR: AAA |
| Website | sofiyaharmonized.co.pln |
Sofiya Harmonized Bank (Гармонизированный Банк Софии, Garmonizirovannyy Bank Sofii) is a Pelinese state-owned commercial bank headquartered in Sofiya, Pelinai.
Sofiya Harmonized is the largest bank in Pelinai by volume of assets managed, with approximately ◎177.7 billion ($581 billion) in assets in 2022. It is further classified as a systemically important financial institution by the Pelinese Ministry of Finance, and is considered to be a vital enterprise in the Pelinese state industrial system due to the financing services that it provides to Pelinese companies.
History
Operations
Consumer banking
The consumer banking division of GBS offers financial products and services intended for general consumers and small businesses, such as various types of bank accounts, payment cards, personal, home, auto, and small business loans, and a network of ATMs. Consumer-oriented financial products accounted for roughly 55% of GBS’ revenue in 2022.
Wholesale banking
Sofiya Harmonized operates a wholesale banking division offering services in loan underwriting, mergers & acquisitions, the issuance of commercial paper and other corporate debt securities, and other commercial finance matters. Larger corporations dealing with Sofiya Harmonized typically receive services that are tailored to match their associated sectors and asset values.